THE HUMAN DEVELOPMENT CREDIT (CDH) AND THE ENTERPRISES IN THE SOUTHERN GUASMOS OF THE CITY OF GUAYAQUIL, 2016-2020: Códigos JEL: D10, R23, R30. Revista de la Facultad de Ciencias Económicas, [S. l.], v. 3, n. 3, p. 131–152, 2021. DOI: 10.53591/fce.v3i3.1619. Disponível em: https://revistas.ug.edu.ec/index.php/fce/article/view/478. Acesso em: 15 dec. 2025.